Effective Date: January 5, 2026 (v2.1 - Employment Compliance Update)
All services are provided by Federico A Cetraro Consulting Services, operated by Federico Cetraro in his personal capacity only, independent of any full-time employment. No employer affiliation, endorsement, or connection exists. Services are conducted outside business hours using only personal resources and publicly available information. See Section 3A for complete details.
By accessing, browsing, or using this website ("Site"), you acknowledge that you have read, understood, and agreed to be bound by these Terms & Conditions ("Terms"). If you do not agree, you must discontinue use immediately.
These Terms constitute a binding legal agreement between you ("User") and Federico A Cetraro Consulting Services ("Provider", "we", "us"), a sole proprietorship registered in Nova Scotia, Canada, operated by Federico Cetraro.
Acceptance of these Terms occurs upon: (a) accessing the Site, (b) submitting a payment, or (c) booking or attending a session.
Informational Only: All services are strictly informational and educational. They do NOT constitute:
The Provider is not a licensed professional unless explicitly stated in writing for a specific domain.
3A.1 Independence from Full-Time Employment:
All services provided through this website are offered by Federico A Cetraro Consulting Services, a sole proprietorship operated by Federico Cetraro in his personal capacity, entirely independent of and unrelated to any full-time employment, past or present. Sessions and deliverables are conducted outside regular business hours using only personal resources and equipment.
3A.2 No Employer Affiliation:
3A.3 Information Sources and Knowledge Base:
All information, advice, frameworks, and methodologies provided through these services are based exclusively on:
No proprietary information, confidential data, trade secrets, methodologies, tools, frameworks, client information, or other intellectual property from any current or former employer is used, referenced, or disclosed in the provision of these services.
3A.4 Equipment and Resources:
All services are delivered using exclusively personal equipment and resources, including:
3A.5 Client Screening and Conflicts:
Provider maintains strict protocols to avoid conflicts of interest with any employment obligations. Clients may be asked to disclose their current business service providers during booking. Provider reserves the right to decline service to any individual or organization where a conflict of interest may exist, without explanation.
No specific results, improvements, ROI, or outcomes are guaranteed. All examples, case studies, or testimonials are illustrative only and do not predict your results.
You remain solely responsible for:
6.1 Community Package (Free): Eligibility limited to individuals from underrepresented communities (LGBTQ+, minority, first nations, etc.). Discretionary approval required. Provider reserves the right to request verification and deny access without explanation.
6.2 Student / Startup Package (Free): Eligibility limited to current students or early-stage startup founders. Soft verification required (email domain, explanation). Misrepresentation may result in immediate revocation.
6.3 Pitch Your Idea ($10 CAD): Async email response (~200 words) within 24 hours. Card payment only. No revisions, follow-ups, or refunds.
6.4 Code Review ($150 CAD): One-hour comprehensive code or project review delivered via email within 3 days. Payment via card, bank transfer, or cryptocurrency. No revisions after delivery.
6.5 Sessions (From $75 CAD): Live 45-minute video sessions booked via online calendar. Quantity: 1-10 sessions. Volume discounts: 3 sessions ($160, save $65), 5 sessions ($300, save $75). Payment via card, bank transfer, or cryptocurrency. Valid for 90 days from payment confirmation.
7.1 Accepted Payment Methods:
7.2 Pricing and Currency: All prices listed in Canadian Dollars (CAD). Cryptocurrency conversions calculated at time of payment initiation.
7.3 Cryptocurrency Payment Terms:
7.4 Bank Transfer Terms: Transfer to provided bank details using reference code. Confirmation within 24 hours of transfer. Price locked for 24 hours.
7.5 Failed Payments: Insufficient funds, declined cards, or incorrect transfers may result in payment cancellation. No automatic refunds—contact notifications@cetraro.solutions to resolve.
8.1 Sessions Booking: Upon payment confirmation, you will receive a booking link to schedule your sessions. You are responsible for scheduling sessions within the 90-day expiration window. Unused sessions expire without refund.
8.2 Cancellations and Rescheduling: Cancel or reschedule using the booking system at least 24 hours before your session. Late cancellations (<24 hours) or no-shows count as completed sessions.
8.3 Provider Cancellations: If Provider cancels, session credit is restored to your package. If all sessions are exhausted due to Provider cancellations, a prorated refund may be issued at Provider's discretion.
Pitch and Code Review packages delivered via email within stated timelines (24 hours / 3 days). Delays beyond control (email delivery issues, force majeure) do not entitle refunds. No revisions, follow-ups, or live calls included.
Provider shall not be liable for any failure or delay in performance due to circumstances beyond reasonable control, including but not limited to: acts of God, natural disasters, internet outages, power failures, government actions, public health emergencies, or other unforeseen events. In such cases, delivery timelines may be extended without penalty, or affected services may be rescheduled to a mutually agreed time.
All sales are final. No refunds for:
Exceptions: Refunds issued only for technical errors preventing service delivery (e.g., Provider unavailability, system failure). Refunds processed via original payment method minus transaction fees.
Initiating a chargeback constitutes breach of these Terms. Provider will contest chargebacks with evidence of service delivery. Fraudulent chargebacks may result in legal action and debt collection.
All content, advice, materials, and deliverables remain the intellectual property of the Provider unless explicitly licensed otherwise. You may use information for personal, non-commercial purposes only.
Sessions and async communications are confidential. Provider will not disclose your information except as required by law or with your explicit consent.
Data Collection: We collect minimal personal information:
Data We DO NOT Collect or Retain:
Data Retention: Payment transaction records retained for 7 years for tax/legal compliance (Canada Revenue Agency requirement). Email addresses retained for ongoing support. You may request data deletion by contacting notifications@cetraro.solutions, subject to legal retention requirements.
Data Storage: All data stored securely using industry-standard cloud infrastructure. Email communications managed via secure email service providers. We do not sell or share data with third parties except as necessary for payment processing and service delivery.
This Site uses third-party services that operate independently:
Provider is not responsible for failures, errors, or disputes arising from third-party services. Contact the respective provider for support.
TO THE MAXIMUM EXTENT PERMITTED BY LAW:
You agree to indemnify and hold harmless the Provider from claims, damages, or expenses arising from: (a) your use of information or services, (b) breach of these Terms, (c) violation of third-party rights, or (d) fraudulent chargebacks.
Governing Law: These Terms are governed by the laws of Nova Scotia, Canada, without regard to conflict of law principles.
Remote Services: All services are provided remotely via digital means (video calls, email). The Provider operates from Nova Scotia, Canada and offers services globally. By using this Site, you acknowledge that services are delivered remotely and you consent to Nova Scotia jurisdiction regardless of your physical location.
International Users: If your local laws conflict with these Terms or prohibit you from agreeing to Nova Scotia jurisdiction, do not use the Site. You are responsible for ensuring compliance with your local laws.
Any disputes shall be resolved through binding arbitration in Nova Scotia, Canada, under the rules of the ADR Institute of Canada or a mutually agreed arbitrator. Before initiating arbitration, parties must attempt good-faith negotiation for 30 days. Arbitration costs borne by initiating party unless arbitrator rules otherwise.
Provider reserves the right to modify these Terms at any time. Changes effective immediately upon posting. Continued use constitutes acceptance. Material changes will be communicated via email.
If any provision is found unenforceable, remaining provisions remain in full effect.
These Terms constitute the entire agreement between User and Provider, superseding all prior agreements or communications.
We are committed to making our services accessible to all users. If you experience any difficulty accessing our website or services due to a disability or technical limitation, please contact us at notifications@cetraro.solutions and we will work with you to provide the information or service you need through an alternative method.
By using this Site, you consent to receive electronic communications from us, including emails about your bookings, payment confirmations, package codes, and service updates. These electronic communications satisfy any legal requirement that such communications be in writing. You may opt out of non-essential communications by contacting us, but note that opting out of service-related emails will prevent us from delivering services to you.
For questions regarding these Terms, contact: notifications@cetraro.solutions
By using this Site or services, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions.